Louisiana Healthcare Plans

Archive for December, 2009

hello. I’ve been a member of the army national guard since I a seventeen. Now nearing the age of twenty one, my mother called me asking if I had any medical issues, seeing as that when I turn 21, her jobs health insurance will expire for me.

I told her since I’ve movedto Ohio from Louisiana, my bowel movements have been very inconsistant. I figured the poor diet and the climate change isn’t that big of a deal. Then for the first time in my life, she tells me my father has crohns disease.

I have been practicing Arabic, and am set to go to Iraq in June. There I can try to become fluent in the language, and once I return to the united states, I will persue my dream career, with the FBI.

I fear if I follow up with a doctor, I can be discharged from the military, destroying my chances with my dream job.

What should I do.

It’s not the answer you want, but the one you know you are going to hear. Ignoring the problem won’t solve it. If your problems are recent, perhaps it is what you thought. If it is Chrons, sadly, it may cause problems with your future plans. But that would happen whether you start treatment now, or if you progress closer to your goal. If I were you, I’d find out now. It sucks to have your dreams crushed. But I am glad I found out I was color blind while in high school, rather than after I had spent years trying to become a fighter pilot only to lose out then. I was crushed at the time, but once I knew, I found new goals to aim for.
If you still want to hold on to your dream, it’s a slightly more expensive way to find out, pay out of pocket to go to a doctor that has no information on who would need the info. Make an appointment with a doctor you’ve never seen. Pay them upfront, have the tests done. Then you’ll either have the confirmation you fear, or know you are ok, with out hampering your future.

Good luck, either way.

i am in college and i am working, but there is no way that i can get healthy insurance on what i make. My father doesn’t help me at all and i am pretty much by myself. I am in louisiana and I noticed that if you are not disabled or have kids they pretty much won’t give it to you. is there a way that i can qualify. I seriously need health insurance. I am not preg. nor do i have kids, and i already qualify for food stamps. Are there any programs out there for young college students who need health insurance. Thanks.
my parents don’t claim me on their taxes.

I don’t think that there is any "health insurance" that you can get that will be affordable b/c unfortunately unless you have been emancipated or have a child yourself if you are in school then you are considered to be a dependent of your parents until the age of 24. ( I think that is a federal thing but I know that’s how it is in AR) and your parents should still be able to cover you under their insurance until you reach age 24 or no longer attend college. I would check with the school that you go to. Most colleges have health clinics on site where you can get prescriptions and see nurse practitioners when you are sick. They are usually pretty inexpensive for students. If nothing else I would talk to the financial aid rep at your school they may have more info for you

Best of luck to you

Since the unemployment rate is very high now, what will this new Calif Healthcare Reform bill do to the Unemployed residence? Will it force the unemployed to go buy health insurance??

No. In fact, some low-income folks may opt to "lose" their jobs to avoid this expense.

Can anyone logically explain to me why healthcare reform is bad for this country without trashtalking or reciting poltical rhetoric? Just want the facts.

I doubt that most people would find everything on my list bad or everything on my list good. That’s the way the world works.

Healthcare Reform is bad because…

1. It threatens the profits of health insurance companies
2. It allows cheaper and more options for small businesses and the self-employed
3. It tries to insure those who show up in emergency rooms without insurance (those costs are currently passed on to the insured)
4. It will increase the number of people who are insured through their workplace (yes, you read that correctly)
5. It will make insurance cheaper for those who switch jobs, get laid off, are forced to go part time or get sick
6. It eliminates the concepts of "pre-existing conditions" and "you’re sick now, so we’re canceling your insurance"
7. It will encourage both preventative care and having a "family doctor" (small dollars now saves big dollars later)
8. It will require all health insurance to cover preventative care
9. It will limit frivolous lawsuits against doctors so that they can help their patients instead of wasting money covering their asses
10. It is NOT a single-payer system like Medicare for seniors (surprise, it’s not free)
11. It IS another choice for those NOT insured by their employers
12. It will lower your maximum out-of-pocket costs per year
13. It will lower the chance that a health insurance bureaucrat will come between you and your doctor
14. It will not cover illegal aliens
15. It will not pay for abortions
16. It will be paid for by savings in healthcare costs and (in some of the proposed bills) by reinstating tax increases on the top 2% wealthiest Americans
17. It will not increase taxes on 98% of Americans
18. It will not increase the national debt and will require other spending cuts if expected savings are not realized
19. It will likely take four years to be implemented (this keeps startup costs lower)
20. It can all change since there is no final bill to vote on

I sort of just wrote this quickly the other day and I am wondering if I am really going anywhere with it? Opinions are welcome but theft is not.

One day the radios all stopped. Laine was driving to work; her windows were rolled down and the cool air was whipping strands of hair around her cheeks while “Let it Be” played in the background.
Then silence.
Laine pressed the buttons on the stereo, thinking the station she was listening to just had some problems; but they were all quiet. Maybe there is some sort of electrical interference, she thought as she turned the volume all the way down and pulled a few tickling strands of brown hair from her face. Major electrical outages weren’t uncommon these days, although they usually didn’t happen in the northeast. Laine heard of month long outages in the southern state, Louisiana especially; and several week long outages in the West—of course, they all had their own problems. California was struggling to remain a U.S state, as Oregon and Washington had already succeeded long ago after the health care reform issue tore apart the country. Starting in 2009, a wave of bills made their way into congress, each either begging for government controlled healthcare or fiercely opposing it.
When it did happen, it went well in some areas: people stopped dying; children were taken care of, illness cured. But it didn’t work everywhere and as more and more problems arose, everything failed. Schools ousted paper to become more “green” and hurtled themselves into the electronic era, until the government stopped their funding and they could buy no more high tech electronics for their classrooms. Children were forced to share computers that were meant for one person. Parents complained and began pulling their kids from public classrooms. Entire districts shut down almost overnight and private institutions couldn’t handle the influx. So as time went on, more and more children were homeschooled and taught only what their parents wanted them to know; this wasn’t a problem everywhere, but certain areas of cultural and political ideas grew massive amounts of fully willing followers from their offspring. Young girls and boys set to do what they thought was right, but that was all they knew. And there were some schools, still around, still using electronics. Only private schools now of course, the government run schools couldn’t make it, though they tried. The only way to get the schools up and running was more funding, as paper was non-existent in this world.
Despite our recycling, conserving, and all our other efforts, paper as a resource was lost. We burned the trees, all of them, nearly. In our wars, we burned them.
The rainforest once covering Brazil was lost to flames.

I really enjoyed your style of writing and the whole idea, but I have some things I would like to point out.

What happened to the girl, Laine? The last thing mentioned of her was her thinking that there was an electrical interference, and then suddenly you begin talking about what happened in first-person point of view (when you say "we").
I think you should consider putting this information later on somewhere, or at least gradually; blend it in with the actual story going on (maybe make Laine do something, or see something as you’re narrating this).

Also, when she was thinking to herself, try to make it sound more realistic.
"Maybe there is some sort of electrical interference, she thought as she turned…."
Could be:
"Probably some sort of electrical interference, she thought…"

Hope I helped; you definitely have talent.
And to answer your actual question, yes. It is certainly worth pursuing.

to people in Nebraska and Louisiana, as part of their senators’ bribe to vote for it?

Yes, I am happy. We are going to be paying for Dubya mistakes for years. You neocons aren’t betching about that.
We pay for the uninsured one way or nothing especially when they go to the ER. ><

Affordable Florida health insurance is a necessity that many Floridians are unfortunately unable to obtain. The number of self-employed individuals is increasing rapidly. Job shortages and corporate changes are forcing many people to start their own businesses. These self-employed individuals are forced to find benefits on their own.

Many small business owners are looking for affordable Florida health insurance. Providing coverage to employees is always expensive but especially costly if you are a small business owner. Discounts on coverage are minimal when you own a small business. Large corporations receive ample discounts based on the ability to spread the risk over a greater number of people.

Reasons for Affordable Florida Health Insurance

Owning your own business offers you the opportunity to control your own destiny. With the freedom and flexibility to create your financial future comes the responsibility of providing your own health insurance coverage. As an employee of a company insurance benefits are often taken for granted as the employee only pays a portion of the cost. The employer picks up the other percentage of the expense. With self-employed individuals, the entire cost is carried on their shoulders.

Some affordable Florida self-employed health insurance companies will arrange for small business owners to pay the premium of the employees with one payment. The total amount of the insurance is taken out of the employee’s salary. This is not a group plan and does not come with group discount benefits. It only makes it easier on the employees to have the premium deducted from their salaries instead of making individual payments. This option in Florida is called list bill, the employer will take the take exemption, while still being able to offer his employees with necessary coverage.

Self-Employed Occupations

There are many different types of individuals benefiting from affordable Florida self employed health insurance including counselors, architects, and physical therapists. Freelance workers and consultants make up a large portion of the self-employed sector. These individuals are usually in some kind of creative business such as writing, photography, designing, and translating.

With over eleven percent of the population without insurance, affordable Florida health insurance is in dire need. There are many types of policies to consider. Before subscribing to a plan, do some comparison of benefits, exclusions/limitations, and inclusions of the policies. Self-employed health insurance is a completely different ball game in comparison to group health insurance. With a group policy, you have the safeguard that once you are on a group plan, you must be accepted by another group plan if you change jobs. Group health insurance is also guaranteed issue. In other words, no matter what pre-existing conditions you have, acceptance is guaranteed.

Self-employed individuals are issued private or individual policies. These polices are subject to individual underwriting. Underwriting can result in denial of coverage, pre-existing condition exclusions for a longer period than group coverage, and/or rate increases. The results of the underwriting process often determine whether or not a self-employed individual can afford or even obtain health insurance. Sad to say but declinations happen every day and these self-employed individuals have to go without health insurance.

In searching for affordable Florida health insurance, make sure you are comparing policies that offer the same coverage. One important item to consider is the option to choose any doctor or hospital. Some plans only pay full benefit if you use a provider on their lists. Premiums may be considerably different from a PPO plan or a policy that allows you to choose any healthcare provider. Find a company that offers various carriers. Comparing different health insurance carriers in the marketplace with ensure that you find the most affordable plan that has the most comprehensive benefits.

Affordable Florida Health Insurance Consultants can help you!

Kirsten M. Portrie
http://www.articlesbase.com/insurance-articles/affordable-florida-health-insurance-129526.html

President Obama said that penalties are appropriate for people who try to free ride the health care system but stopped short of endorsing the threat of jail time for those who refuse to pay a fine for not having insurance.

What I think is appropriate is that in the same way that everybody has to get auto insurance and if you don’t, you’re subject to some penalty, that in this situation, if you have the ability to buy insurance, it’s affordable and you choose not to do so, forcing you and me and everybody else to subsidize you, you know, there’s a thousand dollar hidden tax that families all across America are — are burdened by because of the fact that people don’t have health insurance, you know, there’s nothing wrong with a penalty.

Under the House bill those who can afford to buy insurance and dont pay a fine. If the refuse to pay that fine theres a threat as with a lot of tax fines of jail time. The Senate removed that provision in the Senate Finance Committee.

Mr. Obama said penalties have to be high enough for people to not game the system, but its also important to not be so punitive that people who are having a hard time find themselves suddenly worse off, thus why hardship exemptions have been built in the legislation.

I think the general broad principle is simply that people who are paying for their health insurance aren’t subsidizing folks who simply choose not to until they get sick and then suddenly they expect free health insurance. That’s — that’s basic concept of responsibility that I think most Americans abide by, Mr. Obama said, penalties are appropriate for people who try to free ride the system and force others to pay for their health insurance.

The President said that he didnt think the question over the appropriateness of possible jail time is the biggest question the House and Senate are facing right now.

More at http://www.abcnews.com

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The U.S. Senate has passed health care reform legislation without any support from Republican lawmakers. Wyatt Andrews reports from Washington and Jeff Greenfield provides analysis.

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http://www.FindQuotesToday.com When it comes to your health, you need the best buy health insurance in Louisiana. Get all the benefits and coverage you need from top providers like Aetna, Blue Cross and Cigna. Shop for health care with a low price for the best coverage. Buying health insurance coverage in Louisiana could cost less- find out at FindQuotesToday.com.

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