Louisiana Healthcare Plans

Posts Tagged ‘health insurance’

About 3 years ago, Toni was helping one of her clients who had received wrong information from the local Social Security office. It took a couple of days to get this overwhelming problem straightened out and get her client his Medicare Part B. When it was all finished, Toni’s role as an insurance agent had changed to one who advocates for those on Medicare and those who have Health Insurance.

Duration : 0:4:32

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Technorati Tags: fox news, health insurance, medicare, MedicareTruths.com, Navigating Medicare, Self-Help, Survival Guide

Alan Levine, Former Secretary of Louisiana Department of Health and Hospitals discusses how Congress pushes ObamaCare’s costs onto states.

Duration : 0:2:40

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Technorati Tags: cost to states of obamacare, costs, costs of obamacare, Health care, health care reform, health care solutions group, health costs, health insurance, obamacare, obamacare and states, Pelosicare, republican solutions

As a small business owner of Factory Service Agency and an active participant in health care reform discussions, he is concerned about the taxation schedule. Mike says he pays for his familys health insurance and the premiums for employees, not because he has to, but rather because such coverage should be the choice of an employer. It should not be a government mandate to provide health care.

Duration : 0:0:59

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Technorati Tags: health insurance, Health Insurance Louisiana, health insurance reform, Louisiana health care, Louisiana Healthcare, Louisiana Healthcare Plans, Medical Insurance, none

An orientation for Louisiana State University graduate students to familiarize them with the LSU Student Health Insurance Plan.

Duration : 0:4:1

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Technorati Tags: 10, 3, 8, GRAD, health insurance, Health Insurance Louisiana, health insurance reform, Louisiana health care, Louisiana Healthcare, Louisiana Healthcare Plans, Medical Insurance, PRSENTATION

http://www.pbs.org/nbr/site/features/special/subdir/money_profiles_5_preexisting_health/
PBS Airdate: August 18, 2010
Nightly Business Report profiles a woman with a pre-existing medical condition who finds health insurance to be expensive, even after the Health Care Reform Act.
For more information visit:
http://www.pbs.org/nbr/site/features/special/subdir/money_profiles_5_preexisting_health/

Duration : 0:4:10

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Technorati Tags: health care reform, health insurance, Healthcare, Medical Coverage, Medical Insurance, medicare, Money Profiles, Nightly Business Report, PBS, Personal Finance, pre-existing conditions, uninsured, video

Rev. Cory Sparks, pastor of Faith Community United Methodist Church in Lafayette, LA, speaking at a Capitol Hill rally for Health Care Affordability on Sept 16, 2009.

Duration : 0:0:34

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Technorati Tags: affordability, Care, catalyst, community, health, health insurance, Health Insurance Louisiana, health insurance reform, insurance, Louisiana health care, Louisiana Healthcare, Louisiana Healthcare Plans, Medical Insurance, National, network, pico, reform

In a contract like the individual health insurance, there is a need for a person to understand what he is paying for. Knowing what he pays for means he can take advantage of these services with no hesitation when the time comes. And in the contract like the individual health insurance where there will be an agreement between two parties, the contract will contain of a listing of the medical benefits and services. Some of the services and benefits that will be itemized in the health insurance include medical tests, drugs and other treatment services. There are times when people look to outside organizations for things like drug treatment . There are groups and foundations like the Pat Moore Foundation that are there to help. In its 25th year of helping people with recovery, Pat Moore Foundation specializes in drug treatment programs for drug addiction and abuse. If on the said health insurance plan the insurance provider agrees to cover the cost of these benefits, then these are called covered services in the industry. Whatever services are listed in the contract and signed by the health insurance provider then these form part of the health insurance coverage.
Learn to know what are covered in health insurance and what are not
The plan does not only list the covered services that form part of the health insurance coverage; the insurance that a person gets will also list the many medical tests and services that will not be covered by the insurance provider. What this means is that the person who is under this kind of individual health insurance plan will have to pay for these medical services and treatments.
Understanding the health insurance coverage means getting the differences between medical necessity and the covered service in the medical insurance. The medical benefit in the person’s medical insurance is the thing that the health insurance provider is willing to pay for as part of the contract. The medical necessity of the individual health insurance on the other hand is something that the doctor of the individual may prescribe and there will be times that this necessity may not be part of the health insurance coverage. In the typical contract the health insurance coverage will determine what kind of tests, drugs and services will be covered by the health insurance plan provider. Since there is that possibility that the doctor may prescribe medications and treatments that are not part of the medical insurance, then it is suggested that the person should work hand in hand with the doctor. It is important that the doctor should be familiar with the person’s health insurance plan so that the doctor can provide a treatment that is covered.
What to do if some services are not covered in the health insurance?
With this in mind, the person should have a better understanding of the insurance coverage and this can be done by taking time to read the health insurance plan, and questions about the insurance should be forwarded to the provider fast. It is also important for the person to be ready just in case the doctor prescribes something that is not covered by the health insurance plan. When that happens then what the person get is called in the industry as ‘denying the claim’. This may happen and the person will have to pay for that treatment or services. If the medical insurance provider denies the claim, then the person can still appeal and challenge the decision.

Technorati Tags: drug treatment, drug treatment options, health insurance, Info, Pat Moore Foundation

…before his ignominious ousting in 2012?

http://apnews.myway.com/article/20100804/D9HCF3I80.html

"About 71 percent of Missouri voters backed a ballot measure, Proposition C, that would prohibit the government from requiring people to have health insurance or from penalizing them for not having it."

"Legislatures in Arizona, Georgia, Idaho, Louisiana and Virginia have passed similar statutes without referring them to the ballot, and voters in Arizona and Oklahoma will vote on such measures as state constitutional amendments in November. Missouri was the first state to challenge aspects of the federal law in a referendum."
FOX TV? Nevermind that it is an AP story?

I guarantee he will not sue all the States Obama wants sued. I am 100% certain he will never be able to locate all 57 nor can Barack name them.

Technorati Tags: health insurance, Health Insurance Louisiana, health insurance reform, Louisiana health care, Louisiana Healthcare, Louisiana Healthcare Plans, Medical Insurance

The capping of the broken oil well comes as welcome news for those along the Gulf Coast, but people there are far from celebrating. At the posh MiLa restaurant in downtown New Orleans, oil has already changed the menu.

“Lately, we’ve been buying black bass from North Carolina, Alaskan Halibut, and oysters from Connecticut,” said Slade Rushing, chef and owner of MiLa.

Creeping crude has marred the perception of Louisiana seafood, but even with BP saying it has now covered the broken oil well, the comfort that follows is not without worry.

“We’re all just kind of walking on egg shells and keeping our fingers crossed,” said Rushing. “We’ll see.”

Along parts of coastal Louisiana, the reality is the fear and frustration has not stopped even though the gushing oil has. The problems are still flowing.

“We might be out of business five, maybe 10 years,” said Belle Bundy, owner of a seafood loading dock in Lafitte.

At a meeting aimed at comforting residents about a new independent claims process, many filtered out of the Lafitte Convention Center with more concerns than when they arrived, Raymond Griffin among them.

“The oil is still out there, it hasn’t magically disappeared just because they put a cap on it,” said Griffin. “We wish it would, it hasn’t.”

We first met Griffin in early June. Oil turned his charter fishing business into a bust and his lodge a ghost town.

“We don’t know if we’re ever going to open back up,” said an emotional Griffin on June 3. “I mean how tough is that?”

Now he’s waging yet another battle: BP’s claims process. For two months of lost work, he says he showed BP piles of paperwork proving a shortfall of about $120,000. The oil company, he says, offered him $24,000.

“My health insurance is $3,000 a month, my wife’s chemo medicine is $900 month,” said Griffin. “My apartment complex…that we own, where our people stay is $3,000 month, our utilities is $2,000 for our fishing lodge, plus our taxes and flood insurance and other things, so it doesn’t add up.”

As residents head home from the claims meeting in Lafitte, cleanup crews down the road prepare for the night shift. Pristine white boom lay ready to be deployed, ready to soak up the crude. The scene is somber, but now routine.

“The oil is still going to move with winds, the tides, and the currents,” said Dr. LuAnn White, a toxicologist at Tulane University. “So it’s likely we’ll still see oil coming on shore for a period of time.”

Despite the cap in the Gulf, few things have changed along the Louisiana coast and likely won’t for awhile. From the docks of Lafitte to the kitchens of New Orleans, there is now a new normal, one that’s still hard to swallow.

Duration : 0:3:5

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Rep. George Miller, Chairman of the Education and Labor Committee, delivers a rebuttal to the proposed Republican amendment during the floor debate on H.R. 3962, the Affordable Health Care For America Act, on November 7, 2009.

Duration : 0:1:26

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Technorati Tags: Health care, health care reform, health insurance, health insurance reform, health reform, HR 3962